The cost of living in Sydney and its suburbs – 2025
Sydney, Australia’s largest and most iconic city, is known for its stunning harbor, diverse culture, and high quality of life. However, it is also one of the most expensive cities in the world. Whether you are planning to move, work, or study in Sydney, understanding the cost of living is crucial. This guide provides a updated 2025 breakdown of essential expenses in Sydney and its suburbs, helping you make informed financial decisions.
1. Housing costs
Housing is the biggest expense for most residents in Sydney. The city’s property market is among the most expensive in Australia, but prices vary significantly depending on the suburb.
Rent prices in Sydney
| Suburb | Average Weekly Rent (1-Bedroom Apartment) | Average Weekly Rent (3-Bedroom Apartment) |
|---|---|---|
| Sydney CBD | $750 – $1,100 | $1,500 – $2,500 |
| North Sydney | $700 – $1,000 | $1,400 – $2,300 |
| Parramatta | $500 – $750 | $1,000 – $1,800 |
| Inner West (Newtown, Glebe) | $600 – $900 | $1,200 – $2,000 |
| Western Suburbs (Blacktown, Penrith) | $400 – $650 | $850 – $1,500 |
Renting closer to the city center is significantly more expensive than in the suburbs. However, transport costs can increase if you live far from key business districts.
Buying property in Sydney
- Median house price: $1.3 million
- Median apartment price: $850,000
- Western suburbs like Penrith and Campbelltown offer more affordable options.
2. Utilities and bills
Average monthly utility Costs
| Expense | Cost (Per month) |
|---|---|
| Electricity & Gas | $150 – $250 |
| Water | $30 – $50 |
| Internet | $70 – $100 |
| Mobile Phone Plan | $40 – $80 |
Utility prices depend on usage and provider, with energy costs higher during winter and summer due to heating and air conditioning.
3. Groceries and dining
The cost of groceries in Sydney is relatively high compared to other Australian cities, but local markets and supermarkets like Woolworths, Coles, and Aldi offer budget-friendly options.
Grocery prices in Sydney
| Item | Average Price |
|---|---|
| 1L Milk | $2.00 – $3.00 |
| Loaf of Bread | $3.00 – $4.50 |
| Dozen Eggs | $5.00 – $8.00 |
| 1kg Rice | $3.00 – $5.00 |
| 1kg Chicken Breast | $12.00 – $15.00 |
| 1kg Apples | $4.00 – $6.00 |
Eating out in Sydney
- Meal at an inexpensive restaurant: $15 – $25
- Three-course meal at a mid-range restaurant: $50 – $100 per person
- Coffee at a café: $4.50 – $6.50
- Fast food meal: $12 – $18
4. Transportation costs
Sydney has an extensive public transport system, including trains, buses, ferries, and the metro.
Public transport costs (Opal Card)
| Transport Mode | Fare (One-Way) |
|---|---|
| Train (within Sydney CBD) | $3.50 – $5.50 |
| Bus | $3.20 – $4.50 |
| Ferry | $6.00 – $8.00 |
| Weekly Transport Pass | $50 – $70 |
Driving in Sydney can be costly due to toll roads and fuel prices (averaging $1.80 – $2.20 per liter). Parking fees in the CBD can be $20 – $50 per day.
5. Healthcare costs
Australia has a public healthcare system (Medicare) and private health insurance options.
- Doctor’s consultation (without Medicare): $80 – $120
- Specialist consultation: $150 – $300
- Private health insurance (basic plan): $120 – $250 per month
6. Education and childcare
For families, education and childcare are significant expenses.
| Education Type | Cost (Per Year) |
|---|---|
| Public School (Local Students) | Free – $5,000 (Voluntary Contributions) |
| Private School | $10,000 – $35,000 |
| University Fees (International Students) | $20,000 – $45,000 |
| Childcare (Full-time) | $1,500 – $2,500 per month |
7. Entertainment and lifestyle
Sydney offers a vibrant lifestyle with plenty of entertainment options.
| Activity | Cost |
|---|---|
| Gym Membership | $60 – $120 per month |
| Movie Ticket | $20 – $30 |
| Opera House Show | $100 – $250 |
| Nightclub Entry | $15 – $30 |
| Weekend Getaway | $300 – $800 |
8. Suburb comparison: Affordable vs. expensive areas
Most expensive suburbs:
- Sydney CBD – High cost of living but close to everything.
- Eastern Suburbs (Bondi, Coogee) – Premium beachside lifestyle.
- North Shore (Mosman, Manly) – Exclusive and family-friendly.
More affordable suburbs:
- Western Sydney (Blacktown, Penrith, Campbelltown) – More spacious and budget-friendly.
- South-West Sydney (Liverpool, Bankstown) – Culturally diverse and affordable housing.
- Parramatta – A growing business district with reasonable rent.
Final thoughts: Is Sydney affordable?
Sydney’s cost of living is high, but your lifestyle choices, location, and financial planning will determine how manageable it is. Living in the suburbs can significantly reduce rent and expenses, while a city lifestyle offers convenience at a premium price. Budgeting wisely and exploring cost-saving options can make Sydney a great place to live, work, or study.
Planning to move to Sydney?
Do your research, compare suburbs, and budget accordingly to ensure a smooth transition to one of the world’s most dynamic cities. If you need support with house or furniture removals, we are here to help your removal in Sydney.